Life Journal

Lets start with the obvious – ensure you do proper research into your trade, practice using a demo account, ensure correct risk management (stop losses) and as importantly, ensure that you are trading with a reputable broker who wil treat you with the respect you deserve and wont fool around with you when it comes to execution or even worse, withdrawals!

These are well known. However I wanted to introduce a relatively new concept to this business – the world of pip rebates for Forex and CFD trades.

As an industry this is still in its infancy, but its growing all the time. There are a few companies out there that provide a pip rebate services. By this I mean that if you register with them, then open an account with one of their chosen brokers, they will pay you a trade by trade cash, or “pip” rebate on every trade you make. These payments are made to you on a monthly or quarterly basis.

Sounds too good to be true? For once it isn’t. Heres how it works:

The pip rebate company, has negotiated with various brokers a referral, or introducers fee for every client they bring to that broker. Some referrers take a one off payment for every client they open – this is how many broker comparison sites make their money. However, these pip rebate firms instead receive a revenue share of your spread. For example, if you are paying 3 pips spread on Euro, they may receive an introducing fee of 0.5 pips. Whilst most introducing brokers hold on to this share of the spread for themselves, pip rebate firms will rebate back a portion of that direct to you.

So for example, if you were to trade 100 lots per month, and the rebate rate was 0.25 pips, you would get an additional $250 per month. Thats a potentially massive increase in your revenue. One study suggested that for a regular traders it would increase your revenue by 5% a month. Put it another way, you are 5% up before you even have started trading!

A client opens their account in the normal way, normally via a link on the pip rebate site taking them to their chosen broker, at which point the client follows the usual interaction with the broker. The pip rebate firm does not obtain any personal or private information, the only info it gets from the broker is confirmation you have opened, your account number and your monthly trade volume. It needs this to rebate you back!

Pipthepip.com has positioned itself as one of the leading Forex and pip rebate providers providing a real added value service to Forex and CFD traders globally.

The company has a wide reach of contacts within the Forex and CFD market and as such is able to command the best deals from a far wider range of CFD & Forex rebate brokers than its competitors. New brokers are being uploaded all the time, and it welcomes suggestions from its clients as to additional brokers it should add.

As well as a guarantee to match any existing rate, it is launching trading games and prizes for all its members to participate in, meaning that not only do you reduce your trading costs, thereby increasing profit (or reducing losses!), you also have the chance of additional cash prizes on a monthly basis!

We life in an era filled with instant access, everyday we meet with new invention, and those invention is simplified our live. Credit card for example, with this plastic card you can buy everything (with a limit on certain credits) without giving your money on the same time. The idea is pending the time to pay into certain period, usually it take one month, and the purpose of using credit card just simply help us to manage our money, and also for limiting the use of cash money, which is only for certain important matter.

The problem were appear if you can’t manage your money or in a situation that beyond your ability to control such as loosing a job, medical bills, etc, you will buried in the credit card debt which will terror your live into an uncomfortable condition. There will be creditors that come to harassing you, he will try to find you every minutes and every day to collect your debt, and he’ll never stop until you pay. On this situation you will need credit card consolidation consultation.

You can get consultation about how to reduce credit card debt and finding the way for you to get out of debt as soon as possible, it can help you to avoid bankruptcy, and alleviate some of your stress. It’s the solution to get your financial freedom again.

Many orthodontic options can take more than a year to work. Fortunately the use of 6 Month Smiles by an Edinburgh dentist can be helpful when it comes to getting one’s teeth to be properly aligned in a short period of time. These braces work with ease to improve the condition of the braces.

6 Month Smiles works in that instead of working with the full mouth these braces will work primarily on the front six teeth. These are the teeth that are going to be seen by more people and will be used for most dental implants activities involving one’s mouth.

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Yoga Magazine is a leading publication on the topic of Yoga.  Many readers subscribe to Yoga Magazine for the informative, newsworthy articles written each month.  In the October issue, the editor released the Fall Beauty Picks.  Elite Serum, to no surprise, was the overwhelming selection.

The popular under eye cream has been involved in a lot of talk this year among skin care insiders.  First, for it’s unique blend of powerful cosmeceutical ingredients, and second, for it’s rich antioxidant value.  The Elite Serum leverages the power of resveratrol and the ever-popular acai berry.  Most skin care experts will note the power of antioxidants in their ability to fight free radicals on the skin, something that not only protects but also cures the skin.

Elite Serum is made by EliteSkin, a leading anti aging cream manufacturer.  The company also sells an anti wrinkle cream, a neck & chest cream, and a cellulite cream . You can visit the official website of EliteSkin at www.EliteSkin.com.

Most entrepreneurs do not think of investors as people. Instead, they look on investors as money – a fatal error.

Private investing is not like picking a stock on NASDAQ. Private investing is personal. Investors have goals, preferences, fears, and problems, just like entrepreneurs. When cut, they bleed. When things fail, they worry. So, the relationship you build with investors is essential to obtaining money from them.

In the most simple terms, investors can be put into two classes: Subjective and Objective.

Subjective describes an investor who is some how emotionally connected to the entrepreneur or the company and its product or offering. They know the entrepreneur directly or through a third party so they have a comfort level regarding the entrepreneur’s ability to perform. Or they are acquainted with the product or more specifically the need for the product and wish they had thought of it or could have bought one a year ago. Typically, these investors get involved at a very early stage, may be even in the “friends and family” round. They may be accredited, but they may not. Because of the emotional connection, they’re more forgiving of missing elements to the business plan or business model. They want to invest and look for reasons to invest, to justify their emotional decision.

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Buying on margin means that you are purchasing your stocks with borrowed money.

If you are buying stocks outright, you pay $5,000 for 100 shares of a stock that costs $50 a share. They are yours. You have paid for them free and clear.

But when you buy on margin, you are borrowing the money to purchase the stock. For instance, you don’t have $5,000 for those 100 shares. A brokerage firm could lend you equal to 50% of that in order to purchase the stock. All you need is $2,500 to buy the 100 shares of stock.

Most brokerage firms set a minimal amount of equity at $2,000. This means that you have to put in at least $2,000 for the purchase of stocks.

In return for the loan, you pay interest. The brokerage is making money on your loan. They will also hold your stock as the collateral against the loan. If you default, they will take the stock. They’ve very little risk in the deal.

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The typical scenario is that you get your paycheck. After you recover from the shock at how little is left after taxes, you proceed to divvy it up among all your outstanding bills, intending to put whatever is left over into your savings.

But there never seems to be anything left over and your savings don’t grow.

A better plan would be to pay yourself first. Don’t let the money get into your hands.

You might find that you actually begin to grow your savings much quicker this way.

If you work for an employer with a 401K plan, the first thing you should do is to fund it to the max. If you can’t afford that, at least put enough in to get the full matching contribution form your employer.

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